"I have been a widower twice and have been blessed with wonderful children and grandchildren. I had estate tax consequences and had tried to find help from many sources. Then the Foundation stepped into my life and helped me complete my plans. My future dreams and goals were put into place and I am now free to enjoy these golden years."
   - Business executive

"When I became disabled, all I could think about was my health. I didn't want to worry about the ranch, my bills, investments, livestock and pets. The Foundation was there to take over for me."
   - Disabled widow with no children

"We had appreciated land and needed income for retirement, but we didn't want to sell the land and pay all the capital gains tax. The Foundation had just the life income agreement to fit our needs."
   - Couple in their 80's

"Thank God for the Lutheran Foundation of the Southwest. When the Lord calls me home, I can rest knowing that the Foundation will look after my son."
   - 90-year-old mother of a mildly handicapped adult son

"I recently got married for the third time and wanted to assure that all my property would pass to my children and not to my new husband's children. The Foundation set up a Management Trust that will protect my separate property and my share of anything my new husband and I acquire during our remaining years."
   - An 86-year-young new bride

"Our grown children said they would gladly take care of us if we needed help in the future, but the nearest one lives in Arizona and has her own young family and career to manage. We feel comfortable knowing that the Foundation is close by and ready to step in should our health decline."
   - Retired 70's rural couple

"We have a 36-year old dependent son living with us. I had always worried about his future care and his financial well-being after we're gone, but now we have a plan in place through the Foundation that will take care of all his future needs without sacrificing any of his governmental benefits."
   - Aging parents of a mentally challenged son